Massachusetts is the second best state to live in the U.S. UU. WalletHub compared the 50 states across five metrics covering affordability, economy, education and wealth, quality of life and safety. Our independent agents are looking for the best coverage.
The Pilgrim State is known for many things, one of them is a famous rock, apparently. While the history of Plymouth Rock may not matter to you in the long run (who knows, you may be a history buff), there are aspects that need to be considered before moving to this interesting state. The cost of living, job and housing markets, and who residents support in baseball are just a few things to know. No matter where you decide to move to in Massachusetts, you can always find affordable homeowners insurance within our trusted network.
If you're not willing to become a Red Sox fan (or at least a fake one), you could also lose hope of being a Bay Stater (another state nickname) now. We've heard that they're pretty strict about who they let in, based on the baseball team's preferences. If you're looking forward to moving to the Red Sox nation (and have already surrendered to the prospect of fan conversion), here's a handy list of things to consider before diving fully in. As the seventh smallest state in terms of land area, its population undoubtedly has a big impact.
Nearly 7,000,000 people call this northeastern state home, and it's the fifteenth most populous state. The good news is that the state ranks seventh overall in the best states for job opportunities. So you have that going for you. While the state appears to be doing well economically with an unemployment rate below the national average of 3.5%, labor benefits have created an expensive cost of living for residents of the state.
In addition to being known for its diehard baseball fans, Bay State also has a pretty progressive hit. It is known for being the first in many areas, from the arrival of the first Pilgrims on the Mayflower in the area in 1620, to the Boston Tea Party that sparked the American Revolution, and even later, for being the first state to legalize gay marriage. Massachusetts is a state where U.S. citizens aren't afraid to stand up for what they believe (especially when it comes to baseball).
This revolutionary state is also credited with the progress of the Industrial Revolution. It was the home of the inventor of the sewing machine and was the birthplace of one of the nation's first railroads, the Boston & Lowell Railroad. The first metro and the first cotton factory were also born here. It was home to the first Dunkin Donuts - Bay Staters today joke that there is a Dunkin Donuts store on every street corner.
A new nickname must be the First Estate. It makes sense, even if it's not true. In addition, the state's largest and oldest city, Boston, is among the country's top historic sites, as well as being the state's sports mecca. It's not just the Red Sox who support the Bay Staters, but also the Patriots and the Celtics.
We think it's safe to say that Massachusetts is a state known for its love of the game, any game. Clearly, the Pilgrim State is home to an ardent population of proud and determined New Yorkers. The state is imbued not only with rich American colonial history, but also with progressive aspects throughout the history of our entire nation. With such a rich history and fervent pride in its state, there will be many must-see locations for this New England state.
That doesn't mean they're right or wrong. It just means that someone invented an absurd law one day and most likely forgot about it. In addition to being one of the most difficult states to spell (thanks a million, Google), M-a-s-s-a-c-h-u-s-e-t-s offers tons of amenities for its citizens (albeit with a higher entry price). And while being a Red Sox fan may not be a prerequisite for being an official Bay Stater, it's highly recommended, unless you want to get your car key.
So whether you're packing your bags or not, remember, this history-rich state has a lot to offer in terms of guts and revelry. What I hope compensates for the fact that you're paying an arm and a leg to get it. Charm has a price, we suppose. Just make sure you're covered with an affordable homeowners insurance policy.
I looked hard for homeowners insurance and opted for Trusted Choice because it offered the best rates and coverage. I would like to delve into the pros and cons of living in Massachusetts today. Therefore, we will first review the benefits of living in Massachusetts. And conclude with some good reasons not to live in Massachusetts as well.
We'll cover each of these pros and cons of moving to Massachusetts in a moment. But first, let me answer the most important question of the day. Just like any other place you can move to. Life in Massachusetts Has Its Advantages and Disadvantages.
First of all, you have several lifestyle options to choose from. Since there's something for everyone here. Whether you want to settle in the heart of historic Boston. The quiet island of Martha's Vineyard.
Or, a snowy village in the Berkshire Mountains. You can choose between those. And a little bit of everything else. Or, some rural farmland in the western part of the state.
Besides, it doesn't matter where you choose to live here. The state is full of scenic beauty. And it provides access to great health care options. Finally, incorporate a strong economy.
That drives a thriving labor market. And place it all in a family environment. With lots of attractions and fun things to enjoy in your spare time. Then you can start watching.
That this state has a lot to offer. But, an article on the pros and cons of living in Massachusetts wouldn't be complete. Without addressing some of the negative aspects of life in Massachusetts. First, all the best of Massachusetts.
Well, they come with a hefty price. Since the average cost of living is very high here. Supplied by at least one major winter storm each year. Creating less-than-ideal conditions.
For when you need to move around the state. Finally, the Boston metropolitan area. Where do most residents live. Since this state has a high population density.
And creating some of the worst traffic jams you'll find. With those highlights about living in “The Bay State” he tackled. Life in Massachusetts means living in a place with a great history. And as one of the original 13 British colonies.
It offers both cultural and historical significance for the area. Today, there is a living history museum in Plymouth, Massachusetts. Founded in 1947, it tells the story of these settlers. How these people, known as pilgrims.
He lived and provided for his daily needs. In addition, you can tour a large-scale reproduction of the tall ship. Then, shortly after, in 1621, these same settlers. It is believed to be the first Thanksgiving celebration.
What we still celebrate to this day. It began as a street fight between American settlers and a lone British soldier. It turned into a chaotic and bloody massacre. And it takes us to another historic event, the Boston Tea Party.
Where American Settlers Angry at Britain for Imposing Taxes. He threw imported British tea in the port. When the British Army approached in 1775 to exert its influence. Two burning lanterns were hung in the bell tower of the Church of Christ in Boston.
That sparked Paul Revere's famous ride. Alert Patriots and Local Militia to Prepare for Battle. That's our history lesson for the day. When Choosing to Move to Massachusetts.
You are selecting a beautiful and picturesque place to live. With a variety of landscapes and lifestyles to enjoy. First, there's the Atlantic coast. From oceanside cliffs to rolling dunes and white sand beaches.
Besides, they don't call it “The Bay State” for nothing. Providing calmer waters, apart from the choppy waves of the Atlantic Ocean. What Locals Refer to as “The Cape. This hook-shaped peninsula extends directly into the Atlantic Ocean.
Close to popular island destinations of Martha's Vineyard and Nantucket. All of which contain hundreds of miles of coastline. Including the national coast of Cape Cod. What protects the 40 miles of beaches.
And the wildlife that lives in the area. Like whales at Stellwagen Bank. Known as one of the best places in the world for whale watching. The place is rich in marine life, where you can see dolphins, seals, porpoises and much more.
This area is a popular summer vacation spot. Both for locals and those who are out of town too. As you head inland to the west. And approach the Connecticut River Valley.
Represents a stretch of the longest river in the New England region. You'll find picturesque landscapes by the river. In addition to small river and coastal towns. Below are the midsize cities of Worcester and Springfield.
With the latter located right on the river. In addition, large areas of picturesque farmland. Dotted with picturesque towns and small towns. If you are interested in rural life.
You may be able to find the perfect farmland for sale on AcreTrader. Since the state is home to the Berkshires. A range that covers much of the western part of the state. And part of the Appalachian Mountains.
Some of the highest peaks rise to more than 2,000 feet. Including Mount Greylock at nearly 3,500 feet above sea level. It is the highest point in Massachusetts. There are a lot of options in this area.
Including a section of the Appalachian Trail. In short, this state compared to others. It has a wide range of beautiful landscapes. Including beaches, islands, mountains, farmland and picturesque villages.
The most noteworthy thing is that you can hike in the mountains in the morning. Then drive to the beach in a few hours to relax and enjoy the waves and the sunset. Since it helps to have good weather. And for most of the year.
And it gives life to the vegetation of the area. While summers are quite warm. Perfect for finding your favorite beach. Especially on the coast and at higher elevations.
But autumn is probably the best time of the year. Since the state bursts out of color. As the rotating leaves put on their autumn display. So far we've had our history lesson.
And, we've reviewed your different Massachusetts lifestyle options. But unfortunately, life isn't just fun, games and outdoor adventures. Because the state is populated by well-informed, educated and economically productive people. First, the state is teeming with great colleges and universities.
There are more than 30 in the Boston area alone. Harvard University is one of the most prestigious institutions in the world. And be part of the elite Ivy League school group. Because the state has one of the 15 largest economies in the country.
Which leads to many jobs in leisure and hospitality, education, technology and health services. Created by many companies, large and small. For example, nearly 20 Fortune 500 companies are located in the state. However, there are also many start-ups in the region.
Many of which focus on technology, biotechnology and science. So, whether you're looking to set up a company. You can open your unique career path. That can lead to success and the money that comes with it.
Since Massachusetts has one of the highest average household incomes in the country. In addition, one of the highest rates of millionaire households per capita. Compared to other states in the country. On the other hand, there is more to life than money.
Leading us to another advantage of living in Massachusetts. Because beyond the state's history, natural beauty and job opportunities. There are even more that tell us that this state is great for raising a family. News ranks public school system one of the best in the country.
Perfect for preparing children for the college of their choice. The state has excellent colleges and universities to choose from. Because of its low crime rate in general. Creating a safe environment for you and your family.
Be highly correlated with lower criminality. Strong laws against firearms can also play a role. Than most other areas of the country. Most notably, there are some intense rivalries with teams from New York City.
Especially the Yankees and the Red Sox. Finally, you have to feed the family. So why not live somewhere with good food? Sooner or later, we all succumb to a health problem. And when that happens, all we want is to have access to good care.
Fortunately, healthcare is a huge industry in the state. And it represents one of the benefits of retiring in Massachusetts. With companies like Boston Children's Hospital, Brigham and Women's Hospital, and Massachusetts General Hospital located here. Representing some of the best institutions in the country.
As a result, the state's health system ranks high. Not just because of the quality of care. But above all to access it. This concludes some of the best things about living in “The Bay State”.
On the other hand, an article on 10 pros and cons of living in Massachusetts wouldn't be complete. Not considering the bad things about living in Massachusetts. While the state has plenty of great amenities for its residents. Unfortunately, it comes at a price.
That being a high average cost of living in Massachusetts. As always, it ranks as one of the most expensive states to live in. First, the median home value is approximately 75% higher. Compared to the national average for all states.
Earning expensive real estate. While grocery, utility, and transportation costs are also expensive. They all work between 5% and 15% more. As tuition and university fees are among the highest in the country.
It won't be a bargain by any means. On the other hand, there is an area where you can save a little money. In short, keep in mind that these are state averages. As a result, your lifestyle choice will affect your spending to a large extent.
For example, living in the greater Boston area. O, one of the most popular coastal cities. Those options are going to cost more. Instead of choosing a small town in the western part of the state.
Closer to Connecticut and New York. Because the price of living in Massachusetts will be cheaper in these areas. So, to save a few dollars. When weighing the pros and cons of living in Massachusetts, make sure your credit score is in good shape.
Check it out for free with Credit Karma. And the landlords will check your score. Also, look up mortgage rates online. To get the best deal at home.
To do this, use Lending Tree. In addition, I get a refund on all my online purchases. Including the things I buy on Amazon. Using the Rakuten Cash Back App.
And to go to the grocery store? Ibotta is a great app to save money. It's my preferred cashback tool. When I go to the store. Finally, manage your total financial picture for free.
It's an excellent online budgeting and money management tool. It doesn't matter where you decide to live. Because Massachusetts has some of the harshest winter weather conditions. From every state in New England.
But, without some of the fun outings for winter sports. What does a state like New Hampshire, Vermont or upstate New York offer. So prepare for 40-60 inches of snow every winter. And temperatures that can be well below freezing during the colder months.
So, for anyone considering the pros and cons of retiring in Massachusetts. Be sure to keep in mind the last two drawbacks. The high cost of living combined with bad winter weather. Unfortunately, they are two big strikes against what most people are looking for in a place of retirement.
Next, another of the bad things about living in Massachusetts. While this is one of the smallest states by land area. On the other hand, it has a large population. This is a recipe for high population density.
Not surprisingly, it's more serious in Boston and the coast. So, if you don't like crowds and congestion. This area may not be for you. It also takes us to the next number.
Being another of the worst things about living in Massachusetts. Since there is no other way to say it. Traffic in and around Boston area stinks. The same goes for “The Cape”.
So, if you need to be on the roads during rush hour. Since you'll spend a lot of time sitting in traffic. The combination of brutal winters, use of salt on roads and heavy traffic means a couple of things. First of all, roads are generally in poor condition.
In addition, road construction is an endless project. From the beginning of spring to the end of autumn. Finally, parking in Boston is hard to find. Therefore, given all the problems with driving.
It makes some drivers very impatient and aggressive. So, consider how public transportation can fit into your life. If you plan to live in the most densely populated parts of the state. Is Massachusetts a good place to live? Should I Move to Massachusetts? I mentioned several excellent financial resources in the article.
To make the most of your money while enjoying life in Massachusetts. Or anywhere you choose to live. How to Become an Investment Millionaire Tennessee Living and Your Taxes Florida Life and Your Finances I like to invest in dividend growth stocks for passive income. And find the best ways to make the most of my money and yours.
The sole purpose of this site is information & entertainment. Nothing presented constitutes investment advice. Last year's winter in Massachusetts was exceptionally harsh, with nearly 60 inches of snow and three major winter storms. Either way, if you're moving to Massachusetts from a cheaper part of the country, you might need to start tightening your purse strings to find an affordable spot.
Massachusetts scores highest when it comes to education and health, safety and quality of life measures. The entire Massachusetts coast is popular with retirees, and here you can find great retirement communities and supportive living services. From the rugged Atlantic coast and its picturesque fishing villages to the bright lights of historic Boston, Massachusetts is one of the most popular states in the United States for visitors. Every state has its fair share of strange and outdated laws, and with a state as rich in history as Massachusetts, it's no wonder that there are still some very strange rules on the books here.
So while there are certainly some financial positives to retiring in Massachusetts, it still ranks as the 10th most expensive state to spend your golden years in. By far the largest employer in the Bay State is the prestigious Massachusetts General Hospital, located in Boston. And finally, since Boston and Massachusetts are one of the most densely populated places in the United States, get ready to fight serious traffic. This family-friendly city also has an impressively low crime rate; statistically, it is 84% safer than other towns, villages and cities in the United States, and 73% safer than the state of Massachusetts, which is already relatively crime-free.
Healthcare is also a huge industry here, with thousands of people working in centers such as Boston Children's Hospital and the world-renowned Massachusetts General Hospital. Of course, as the birthplace of the United States, Massachusetts is known for its historical significance, and I love seeing historical roots mingle with creative research and development. Also, if you travel frequently for work, like me, traveling in and out of Massachusetts is convenient; Logan Airport is a major international airport, and unlike many other major city airports, it's just a 10-minute drive from downtown. .